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Terms of Service

Last updated November 15, 2026

The terms for using Payday, purchasing optional globes, and keeping your records.

Using PaydayA paid app, without a subscriptionPurchases, restoration, and refundsChecking and protecting your recordsA tracker, not a financial serviceFeature availabilityWebsite content and examplesPrivacyYour rightsChanges and support

Using Payday

These terms cover your use of the Payday app and this website. Payday is provided by the developer identified on its App Store listing. By using Payday, you agree to these terms. Use it lawfully and only enter information you have permission to use.

Your use of the app is also subject to Apple’s applicable App Store terms and the Apple Standard End User License Agreement, where applicable.

A paid app, without a subscription

Payday is a paid download. The app purchase includes the core income and expense tracking features. A separate Payday Pro purchase or subscription is not required for those features in the current version. Existing users keep core tracking access when updating.

Premium globe designs are optional, separate one-time purchases unless an offer expressly includes them. The App Store displays the applicable price and currency before you confirm a purchase.

Purchases, restoration, and refunds

Apple handles payments through your Apple Account. RevenueCat helps Payday verify and restore optional globe purchases. Buying or restoring a globe may require an internet connection. Use Restore Purchases in globe customization with the Apple Account associated with the original purchase.

Purchase restoration does not recover deleted or lost financial records. If a purchase does not appear, contact support before purchasing it again.

Refund requests are handled through Apple’s refund process. Eligibility depends on Apple’s terms and your applicable consumer rights. Access to an optional purchase may change if it is refunded or revoked.

Checking and protecting your records

You are responsible for reviewing the information you enter, import, scan, or dictate. Scanning, dictation, and Apple Intelligence can produce errors. Check amounts, currencies, dates, sources, and categories before saving or relying on a record.

Keep backups or exported copies of important information. Payday stores financial records locally and does not maintain a Payday cloud copy that support can recover for you. You control the files you export or share.

A tracker, not a financial service

Payday does not hold, transfer, or receive money on your behalf. It is not a bank, payment service, financial adviser, or accounting service, and does not provide financial, investment, accounting, tax, or legal advice.

Reports reflect the records you have saved. They do not replace bank statements, official accounting records, or professional advice. Income after logged expenses is not a calculation of tax owed or taxable profit.

Currency conversions are estimates based on reference rates. Cached rates, unavailable currencies, fees, and provider-specific rates can cause differences from the amounts used by banks or payment services.

Feature availability

Some features depend on your device, operating system, language, permissions, or Apple Intelligence settings. Everyday tracking works offline. Purchases, purchase restoration, and exchange-rate refreshes require internet access.

We work to keep Payday reliable, but cannot guarantee uninterrupted availability, error-free results, or compatibility with every future device or operating system. App features and third-party services may change.

Website content and examples

The website introduces Payday and provides general information about keeping records. Screenshots may contain sample data and show a particular app version, device, currency, or optional globe. Sample amounts are not actual transactions or promised financial results.

Links to the App Store and other providers lead to services governed by their own terms and privacy policies.

Privacy

Our Privacy Policy explains local storage, imports and exports, supported scanning and dictation, purchase services, exchange-rate requests, and website visits.

The current version does not use Meta advertising measurement. Your income and expense records are not provided to RevenueCat or used for advertising by Payday.

Your rights

To the extent permitted by law, we are not responsible for indirect losses caused by use of the app or website. Nothing in these terms excludes consumer rights or remedies that cannot legally be limited.

Changes and support

We may update these terms as Payday changes. The date at the top identifies this version. Material changes will be explained through the app, website, or update information where appropriate.

For questions or purchase help, email [email protected]. Please avoid sending financial records or payment card details unless a specific, necessary detail is requested.

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